home purchase

The Aviara Advantage program is being offered so that clients can pay for improvements, renovations and staging on their home before going on the market in order to maximize getting top dollar for their home, or for purchasing a home before the buyer’s home is sold.


The house or condo must be currently listed by an Aviara agent.
The loan is based on the availability of funds and commitments to fund will only be held for 7 days.
The amount of the loan will be a maximum of $500,000 to purchase a home, or $100,000 for improvements.
The loan will be for a maximum of 80% of the conservative value of the home they are selling minus all encumbrances.
For example, if the value is $700,000, and they owe $300,000 and have no other encumbrances, they would be eligible for up to $260,000.

Available loan (based on availability)

Term of Loan

  • The rate charged will be the current Prime Rate.
  • The loan will be due upon one of the following whichever occurs first:

The sale of the subject property

Six months from when a loan was initiated

The home is no longer listed with an Aviara agent


Current Comps

Aviara will look at the current comps provided by the Aviara agent to determine value.

Title Report

Aviara will review a preliminary title report to verify liens on the property.

Promissory Note and Deed

A promissory note and deed of trust will secure the loan.

Covered Services

  • Floor repair
  • Carpet cleaning & replacement
  • Staging
  • Deep-cleaning
  • Decluttering
  • Cosmetic renovations
  • Landscaping
  • HVAC
  • Roofing repair
  • Moving & storage
  • Pest control
  • Custom closet work
  • Fencing
  • Seller-side inspections & evaluations
  • Interior & exterior painting
  • Electrical work
  • Kitchen improvements
  • Bathroom improvements
  • Pool & tennis court services
  • Water heating & plumbing repair
  • Sewer lateral inspections & remediation


The percentage of homebuyers willing to pay more for hardwood floors


The potential return of every $100 you invest in staging your home


The percentage of sellers' agents who say staging decreases a property's time on market

Contact the Aviara Advantage for more info